Travel Insurance Company
You have been waiting so long to get your wing up there in the skies Are you raring to take off on your much desired and awaited Holiday Abroad There is nothing like the ecstasy of being able to escape to an exotic location, away from the stress and otherwise boring jobs and urban chaos for a change. Feel like a bird, don’t you
Before you do anything else, please talk to your Travel Insurance Company first. You cannot get this euphoria killed before you take flight. There is something important you could have forgot or not paid attention to. Your travel insurance (or the lack of it) might actually make or break your journey. How you might ask Well, ask a passenger who has ever been through the trauma of delayed flights, lost baggage, got-sick-somewhere-abroad-but-Dr. Friendly-was-nowhere-in sight situations. Your travel Insurance Company should be a necessary visit along with malls and travel agents, before you travel.
What’s the big deal about Travel Insurance anyway Why does anyone need it Well, for starters it’s mandatory for most countries you might be visiting. However, you could still check with the respective consulate or ask your neighborhood Travel Insurance Company.
When you are leaving abroad, you are essentially leaving home ground. Now trouble could happen anywhere, starting from the time you crawled into the airport. So, essentially a Travel Insurance Company that issues you the insurance policy is the big cool hen which would lay golden eggs, when you are the farmer neck deep in trouble.
What kind of trouble Well, baggage loss (very common, huh), medical expenses while abroad, accidents, passport loss, health related emergencies and any such peril that might occur while you were away hauling yourself across the globe or to any specific point on it. Some policies also cover your home for burglary and theft ( back in your own country) while you were away, some cover costs related to delayed flights and even allow for two-way compassionate visits ( Your folks could come to see you abroad, while you are put up in a medical emergency center or a hospital )
The cost isn’t much – you would be really surprised by the way. However, please do take notice that the cost of the
policy depends primarily on your age, the place you are traveling to, The sum assured you have chosen ( Mainly for health ), the type of plan or the benefits that particular plan ensures. Travel Insurance companies have evolved since the time they marched into the market. They now have policies wherein you pay exactly for the number of days you might want to travel. You could also opt for a one year contract - if you are a frequent traveler and would wish to obviate the hindrance of taking a policy each time you travel.
It’s worth a visit to your friendly Travel Insurance Company or take help from your travel agent because you cannot afford to meet expenses arising out of unforeseen consequences and let them spoil that hard earned holiday or a very important conference you might have scheduled with respect to your business.
Some of the good travel Insurance Companies are mentioned below:
• ICICI Lombard GIC
• TATA AIG
• Bajaj Allianz
• The four national Biggies ( Oriental, United Assurance, National and New India )
• Chola General Insurance
• Reliance General Insurance
Now, There is quite a bit of shopping to be done to find the policy that might just be made for you, eh
May your policy be never used. Amen
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