Accident fund
Accident fund insurance company of America is a popular insurance company, for the workers compensation insurance, in the state of Michigan. Workers compensation insurance covers the medical cost and compensates the employees, who get injured in the course of employment. It is an independent operating subsidiary of the Blue Cross Blue Shield. It has its headquarters in Lansing in Michigan.
The accident fund insurance company was founded in 1912. Since then, it has steadily grown through wars, law changes, endless business cycles and depression. It has a prosperous history in workers compensation. Moreover, the company is expanding its horizons to new states for providing its services. The firm is dedicated in catering to the needs of their customers and agents. They protect the employers from financial losses by creating and maintaining a safe and a productive work place. The injured employees are provided with compassionate care, opportunity to return to the work place and to provide security. Diversification of the products and services offered provides the shareholders with financial superiority and the confidence in the companys performance.
Even though, the company is located in Lansing, they are committed in providing charitable services in all the communities in which their business has flourished. The contributions of the insurance company are directed towards the organizations and communities where they do business. Education, safety and accident prevention, civic and community, economic development, physical disabilities and handicaps are the communities helped by the organization.
The company provides its policy holders with a range of products and services, depending on the rules and regulations of the state in which the policy holder resides. The accident fund insurance company offers the workers compensation insurance through all the independent insurance agents. A loss prevention scheme is offered by the company, as per which the policy holder has a round the clock access to all the important information. The information consists of tip sheets, safety articles and links from other resources. But, for this, the individual must be a current policy holder to avail the services. The individuals are provided with safety links and the online resources for vital safety information. They are also providing with a guide, which helps in detecting and preventing frauds.
Before reporting for a claim, the following information must be gathered - :p>
- Employer name
- Accident fund policy
- Account number
- State of injury
- Employees supervisors name and number
- Employee name
- Last day of work
- All personal details about the employee, like full name, address, phone number, occupation, date of birth, gender, social security number.
- Description of the accident
- Type of injury
- Which body part injured
- When the employees is expected to return to work
- Where was the employee referred to for care
- Employee date of hire
All claims must be reported within 24 hours of the accident.
Overview
It is important to communicate with the employees. Care should be shown by sending cards, enquiring about the progress of the employees health, etc. The employee should be given confidence that their work is valued and the company is awaiting for their return to the workplace. The company has been providing confidence to the workers, which has been the key factor of their growth.
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