Frequent flyer credit cards
Frequent flyer credit cards are those credit cards that offer various types of benefits to people who travel by air quite frequently. It has been seen that businesspersons have to go to different places for different purposes and for saving time, they travel by air. Similarly, who are at executive levels, have to fly to different destination for various objectives. For all these people, frequent flyer credit cards have been designed, which are very popular in countries like United States. Some people also call these credit cards as airline credit cards. These credit cards offer various types of frequent flyer programs to users and in most of cases, a person is able to earn airline mileage credits. These credits gained through frequent flyer credit cards keeps on increasing as a person spends more and more. Many people save hundreds and thousands of dollars each month through use of frequent flyer credit cards. Let us discuss some of important such credit cards available in United States.
Some important frequent flyer credit cards
Capital One No Hassle Miles Card is one of important frequent flyer credit cards. This credit card offers various types of benefits to professionals. A person can apply for this credit car online in an easy manner. This credit cards allow a person to earn doubles miles. That is, on each dollar spent on purchases, a person earns 2 miles. This credit card also offers 0% introductory APR on all the purchases made up to Oct, 2009. Since there is no expiration date on miles, a person can get benefits any time. Similarly, there is no limit with respect to miles that can be earned by a person. This card does not have any seat restrictions or blackout dates. Regular APR attached with this credit card is 9.9%. Annual fee payable is $39 and for getting this frequent flyer credit card, it is essential that a person has excellent credit.
Capital One No Hassle Miles Rewards is also one of important frequent flyer credit cards offered by Capital One. By use of this credit card, a person is able to earn 25% more than the regular mileage credit cards. For each dollar spent on purchases, miles gained are 1.25. This card also provides 0% introductory APR up to October 2009. However, there is no annual fee attached with this card. There are no blackout dates or seat restrictions. There is no limit regarding number of miles that can be earned by a person. Regular APR attached is 9.9% and it offers balance transfer facility also. It is required that a person has excellent credit for applying for this frequent flyer credit card.
Miles by Discover Card is also one of popular frequent flyer credit cards in United States. This credit card allows user to earn double miles on grocery store purchases that are made in specific time period. A person can book his travel any time as there is no black out date or any other restriction. Double miles are earned on purchases made up to $3000 in a year towards travel and restaurant. For other purchases, a person gains 1 mile for every $1 spent. There is no limit on number of miles that can be gained and there is no expiry. There is no annual fee attached with this card and it offers facilities of online bill payment and online account access also. This frequent flyer credit card also offers 0% introductory APR on all the purchases made for 12 months and on balance transfers for first 6 months. Regular APR attached with this card is 10.99%. For getting this credit card, it is required that a person has excellent credit history.
American express also offers different types of frequent flyer credit cards. For example, Blue Sky is one of important frequent flyer credit cards. This credit card offers 0% introductory APR for a period of 12 months on all the purchases made. As far as balance transfers is concerned, a person is required to pay at 2.99% for first 12 months, after which, regular APR become applicable. On each dollar spent by a person, one point is gained. There are no black out dates or any type of travel restrictions. Since this credit card is provided with express approval, a person can get a decision in just 60 seconds or even less. Regular APR attached with this card is 9.99%. This credit card is offered to those people who have excellent credit.
Similarly, American Express Preferred Rewards Gold Card is another frequent flyer credit card. This card allows a person to earn 10000 membership reward bonus points when he spends $500 in a time period of 3 months. This is also redeemable for a gift card worth $100. There is no preset spending limit attached with this credit card. For first year, there is no annual fee and after one year, it is $125. Through use of this credit card, a person can earn 1 reward points for every dollar spent. This card also offers exclusive access to tickets for major sporting events, concerts etc in cities located across United States. Express approval is provided. This card is offered to people having excellent and good credit.
Premier Pass Card offered by Citi is also one of important frequent flyer credit cards in United States. This card allows a person to get 10000 bonus points after he makes purchases of $300 in a time span of 3 months of opening of credit card account. 0% APR is offered on balance transfers made in first 12 months. For every dollar spent on purchases, 1 point in gained. Similarly, when a person flies through any airline, he gets one point for every 3 miles of traveling. Regular APR attached with his card starts at 11.49% and this card is offered to people having good credit.
It is advised here that since there are different types of benefits offered by various frequent flyer credit cards, a person should select any card on basis of his requirements and benefits.
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